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Welcome to a rare waterfront opportunity with no HOA and no deed restrictions, located on a quiet cul-de-sac in unincorporated Manatee County. This unique property includes a 2-bedroom, 1-bath main home with 1,602 square feet of living space, plus a separate efficiency/in-law suite offering 2 bedrooms, 1 bath, and an additional 366 square feet — ideal for extended family or guests. The main house features an enclosed lanai with new no-see-um screening and an HVAC system that’s just four years old. The efficiency suite has its own screened lanai and is equipped with a brand-new two-head ductless mini-split HVAC system. Recent updates throughout the property include new kitchen cabinetry with quartz countertops, updated bathrooms with new toilets, vanities, and showers, along with new appliances and a new water heater. Out back, you'll find a private dock with a boat lift that was replaced three years ago, including four new pilings, motors, bunks, a canopy, and remote control operation. The backyard is a front-row seat to Florida’s natural beauty, where manatees, dolphins, and ospreys are regular visitors. For anglers, the dock provides access to snook, redfish, trout, mangrove snapper, flounder, and more. Best of all, you're just a 15-minute boat ride to the confluence of Tampa Bay, Sarasota Bay, and the Manatee River. Whether you're looking for multi-generational living, guest accommodations, or potential rental income, this property offers flexibility, freedom, and direct access to the best of Florida waterfront living.